By It is not true that the budget is a tool. Our budgeting process and the steps that lead up to it is a process we must take as individuals and through our communities. We as a society, must make our decisions and that takes time and effort.
What we do as a community is to make decisions based on the community we live in. This means that we are going to spend a lot of our time in those community areas, and that’s going to make our decisions, as we will. But that doesn’t mean that as a community we can’t make decisions based on our own community.
Its good to discuss what our community members think they are going to do in the future, but not to make any decisions based on it. Its like saying, “I am going to go to the mall and purchase a new pair of pants, so I am going to decide which brand to get.” It takes time to research and research and research, and then finally make a decision on it. This is where budgeting can be confusing.
Budgeting is one of the most important aspects in our community. It is used for everything from deciding on which programs to pay for to determining which items to purchase. It is used for everything from deciding on what we will buy in our home to deciding on what we will donate to charity.
While it is true that budgeting is used for everything, budgeting is not as simple as just buying a pair of shoes. Budgeting is more of an art of the possible. It is a decision made on an item that is within our budget, and the reason we are trying to decide it is because we have an extra $15 in our budget. That is all there is to budgeting.
The problem is that in most cases, it is never enough. It is never enough to say, “I just spent $15 on shoes.” The same is true of budgeting. What we tend to do is we say, “I just paid $15 for this.
There are two things to budgeting. The first is what goes into it, and the second is what comes out. The two parts of budgeting are not the same. It is important though to note that spending 15 on shoes does not mean you spend 15 on shoes. It does not mean you buy a new car. It means you buy food and clothes (and a new couch). It is important to note that you decide to budget 15 in the first place.
You are right about our budget. But I think your definition of budgeting is wrong. You say, “budgeting is making sure there is enough money to live on.” The truth is we all have a certain amount of money in the bank. If it is not enough, we don’t spend it. It’s a fact of life. Most of us don’t live off 15 dollars a day. We spend one or two or three dollars a day or less.
We are making the best of our situation here. I know its hard to cut out the middle man when it comes to your budget, but I think it is necessary. But I think you need to think of it this way. Let me explain. We all have the same standard of living. We all need a car, clothes, and so on. However, we all do it on a budget.
The problem with this is that it is like saying you need to put your money in an ATM because you need to access your money in the bank. It is like that only for the bank. You dont need it at all.
